Package SME

Comprehensive insurance cover for micro- to medium-size businesses.



Package Solutions for Micro to Medium-Sized Businesses

When you’re focused on growing your business, you need confidence that your insurance company has got your back should the unexpected occur. Our customisable packages include all the essential cover you’d expect – plus a lot more, providing affordable but comprehensive protection for your peace of mind.

A complete risk management solution

We understand that the businesses of all sizes operate in the same challenging environment. Smaller operations are held to the same standards of management governance, employee welfare and liability as the largest, and often have to manage these risks with fewer resources and with less time to spare on concerns other than those of day-to-day business.

Package insurance from AIG takes the hassle out of purchasing insurance, ensuring that your business’s property and liability insurance needs are included under one policy.

Exceptional claims handling

We know how much every day counts for SME businesses, and our highly-skilled and specialised team of claims professionals will make sure you’re back on your feet as quickly as possible in the event of a claim.





No business too small

We recognise that even the smallest business means the world to those looking to protect it. From single tradespeople to businesses with asset values of up to $25 million, our Package insurance has a solution to safeguard what’s important to you. 

Talk to your broker

Your broker understands the unique risks faced by your business. Ask them about how AIG can provide you with the protection you need.

Package insurance from AIG is a comprehensive multi-line insurance solution that can be tailored to meet the needs of your business.

Standard cover includes:

  • Material Damage
  • Business Interruption
  • Earthquake
  • General Liability
  • Statutory Liability
  • Employers Liability

Looking to understand more about the different types of commercial insurance cover? Click here to visit the Insurance Council of New Zealand website.

Our Package insurance is designed to be a complete risk management solution for micro- to medium-sized New Zealand businesses with sales or insurance asset values of up to NZ$25 million any one location or up to NZ$100 million across multiple locations.

  • Shops, stores, kiosks, and retail outlets
  • Professional and financial offices
  • Trades and Services
  • Surgeries, small health centres
  • Cafes, restaurants, hotels and motels
  • Technology, media, and entertainment
  • Engineers and Light manufacturing
  • Sports clubs and gyms

AIG works in partnership with our brokers, simplifying the insurance process, and freeing up your time to spend with your clients.

  • NZ-wide risk appetite
  • Broker dedicated underwriters
  • Agreed broker wordings

  • Bespoke products, based on over 50 years’ experience working with New Zealand businesses, and 100 years serving customers around the world. 
  • Local expertise backed by a worldwide network of highly-skilled insurance professionals serving customers in over 80 countries and jurisdictions, giving you access to arguably the broadest insurance knowledge in the market.
  • Financial strength and stability from one of the world’s largest insurers, so you can be confident that we’ll be able to pay your claim, even after the largest of events.
  • Access to our highly-skilled and specialised team of claims professionals who will process your claim efficiently and professionally.

To obtain a quotation or find our more about our products and services please contact your insurance broker.