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Discover the Benefits of AIG's Property Insurance Solutions

The causes and consequences of property damage are wide-ranging, and the potential loss from interruption to business operations can be devastating to the balance sheet – potentially even more so than the original loss.

AIG brings robust capacity to clients around the world, supported by specialist claims, risk engineering, and risk management services. Clients can leverage our significant per risk and catastrophe capacity on a global scale.

Product highlights

Comprehensive, flexible cover

Our expertise and experience enables us to create property damage solutions to suit the needs of your business, whether for specific sites, a number of sites or equipment, or against “all risks”.

Major claims promise

Once coverage is confirmed, we promise to pay 50% of our share of an agreed estimate for the below elements within seven days:

1. Property damage / repairs

2. Clean-up costs

3. Extra expense / increase cost of working

This gives you immediate working funds for property repair and clean up, as well as other costs, helping you get back on your feet quickly after a major incident. 

Reducing flow on effects

Damage to your commercial property can threaten the whole business, when the cash flow is also halted. We can help with policies that cover not only the damage loss, but also the income and other expenses for the period.

Expert loss control engineering

Our specialist team of loss control engineers helps to identify and reduce potential exposures, reducing the chance of loss and mitigating the impact of unexpected events.

Global support and expertise

When disaster strikes, local resources are put under extreme pressure. The ability to call on global resources is one of the key strengths of our international network of claims specialists, and vitally important to get you back up and running as quickly as possible following a catastrophe.

A partnership approach

We partner with our brokers and clients through adverse events and economic conditions and help craft solutions that address risk management needs. We help our customers to identify and prioritise their investment in risk improvements. Our disciplined, long-view, partnership approach to property risk creates a new paradigm in the insurance marketplace.  

  • Full-service solutions for clients across segments and occupancies from $25 million
  • Comprehensive property insurance with significant capacity
  • Flexible risk management support and loss prevention engineering provided on a global basis

We offer coverage across a wide range of industry sectors, including:

  • Manufacturing
  • Telecommunications
  • Public entities
  • Education
  • Healthcare
  • Real estate
  • Retail
  • Other commercial classes

Insurance from the global experts: We can offer programs tailored to meet the specific needs of customers anywhere in the world, backed by AIG’s international network to provide local knowledge and logistical support whenever and wherever it’s needed.

  • Direct access to experienced underwriting decision makers with local authority
  • Deeply specialised worldwide risk engineering capabilities to help identify and reduce exposure to loss
  • Outstanding worldwide catastrophe claims expertise that you can count on when disaster strikes
  • Unparalleled multinational proposition for businesses of all sizes and types

Other products

Construction Risks

AIG can underwrite construction risks through our Energy underwriting team. See Energy for more information on our construction insurance solutions.


Packaged Property Solutions for SMEs

AIG can underwrite property risks with insurable values under $25 million.  See Package for more information about our insurance solutions for small to medium sized businesses.