General and Products Liability

General and Product Liability

Businesses have a duty of care to their customers, as well as to the general public. The cost of compensation and potentially legal fees following an accident or injury caused by your company’s activities can be crippling.  General Liability cover from AIG ensures that the injured party receives fair compensation without putting your business at risk.

Overview

General liability insurance is an essential tool for small businesses through to global corporations. Any business can fall victim to the high cost of legal fees and compensation from simple slip and fall accidents to personal injury and reputation damage claims. Whatever the size or industry, a thoughtfully constructed risk management program can help a company dream big and rest easy.

We partner with clients to devise appropriate primary protection against traditional and emerging exposures. With a wide range of program and financing structures to choose from, as well as our best-in-class loss prevention services, our general liability insurance offers the flexible protection and peace of mind clients need in order to succeed.

Product Highlights

Comprehensive protection across borders

We offer broad, flexible coverage with significant capacity of up to US$100 million. Cover can extend to other countries, issuing local policies through our network of offices worldwide.

Outstanding claims service

Our dedicated claims specialists are experienced in all types of claims, from smaller express claims through to large and complex claim. You’ll find that we’re an expert and responsive partner even for difficult, challenging, and unusual risks.

 

Prevention as well as cure

We have a global network of more than 500 loss control specialists with experience in loss prevention, legislation on security, risk management, crisis management and mitigation. We can help to reduce the chance of a loss occurring and to mitigate the impact on the business should the unexpected happen.

  • Policy limits up to $100 million
  • Cover available on a primary or excess basis
  • Available on a stand-alone basis

Almost all businesses are exposed to the risk of liability claims, however key sectors include:

  • Construction
  • Energy and utilities
  • Financial institutions
  • Hospitality and service
  • Multinational risks of all shapes and sizes
  • Manufacturers such as food and beverage, chemicals, minerals, metals, electronics, and machinery