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Commercial Property

AIG applies decades of experience, unparalleled industry knowledge and local expertise to protect businesses from the financial effects of property damage.

Why Choose AIG for Commercial Property?

Property insurance is crucial for protecting assets, maintaining financial security and ensuring businesses can recover from unforeseen events. At AIG, we protect against financial and reputational risks for clients of different sizes, across multiple territories and jurisdictions. We’re a global player and market leader in underwriting, with exceptional engineering and claims expertise.

The AIG Advantage

Comprehensive, flexible cover

AIG's expertise and experience enables us to create property damage coverage protection to suit the needs of your business, whether for a specific site or number of sites.

Reducing flow-on effects

Damage to your commercial property can threaten your entire business, especially when cash flow is also interrupted. AIG policies cover not only physical damage, but also loss of income and other expenses for the period.

Global support and expertise

When disaster strikes, your local resources can be under extreme pressure. The ability to call on global resources is one of the key strengths of AIG's international network of claims specialists, and vitally important to get you back up and running as quickly as possible.

A partnership approach

We partner with our brokers and clients through adverse events and economic conditions and help craft solutions that address risk management needs. We help our customers to identify and prioritise their investment in risk improvements. Our disciplined, long-view, partnership approach to property risk creates a new paradigm in the insurance marketplace.

Major claims promise

Once coverage is confirmed we will provide the policyholder with immediate working funds up to 50% of our share of the agreed estimate within 7 days.

Expert risk & loss management services

AIG has a specialist team of risk and loss control engineers to help you identify and reduce potential exposures, lessening the chance of loss and mitigating the impact of unexpected events.

AIG Property Insurance Solutions

  • Full-service solutions for clients across segments and occupancies from $25 million
  • Comprehensive property insurance with significant capacity
  • Flexible risk management support and loss prevention engineering provided on a global basis

We offer coverage across a wide range of industry sectors, including:

  • Manufacturing
  • Telecommunications
  • Public Entities
  • Education
  • Healthcare
  • Real Estate
  • Retail
  • Transport
  • Other commercial classes

Insurance from the global experts: We can offer programs tailored to meet the specific needs of customers anywhere in the world, backed by AIG’s international network to provide local knowledge and logistical support whenever and wherever it’s needed.

  • Direct access to experienced underwriting decision makers with local authority
  • Deeply specialised worldwide risk engineering capabilities to help identify and reduce exposure to loss
  • Outstanding worldwide catastrophe claims expertise that you can count on when disaster strikes
  • Unparalleled multinational proposition for businesses of all sizes and types

AIG can underwrite property risks with insurable values under $25 million.  See Package SME for more information about our insurance solutions for small to medium sized businesses.

For any enquiries about purchasing, renewing or making a claim on an AIG business policy, please contact your insurance broker or find a broker here.

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