Group Personal Accident

Group Personal Accident

Accidents happen in even the most careful organisations and environments. AIG’s Group Personal Accident insurance offers financial and other assistance for your business, your employees and their families in the event of an employee’s accidental injury or death. Our policies can also be extended to cover loss of income following injury or illness, and respond to a range of other medical events.

Product Highlights

Flexible cover

Choose the relevant options to best fit your needs. We can also tailor coverage specifically for your business if required.

Help when you need it most

Efficient claims service with fast payments of either lump sum or weekly amounts, depending on the nature and severity of sickness or injury.

24-hour protection

Peace of mind with around-the-clock cover for accidental injury whether from work, sports, leisure or domestic activities, anywhere in the world.

For any enquiries about purchasing, renewing or making a claim on an AIG business policy, please contact your insurance broker or find a broker here.

  • Lump sum cover for injury resulting in death, permanent total disablement, and specified permanent total loss.
  • Weekly injury benefit for injury resulting in temporary partial disablement or temporary total disablement.
  • Weekly sickness benefit for sickness causing temporary partial or total disablement.
  • Additional benefits available enable you to tailor your policy to your requirements:
    • Rehabilitation expenses
    • Escalation of claim benefit
    • Spouse and dependent children benefit
    • Home renovation benefit
    • Accidental H.I.V. infection benefit

  • Businesses of all sizes across a wide range of industries
  • Public sector entities
  • Membership organisations and affinity groups

  • Simplified underwriting process, based on your unique occupational duties, providing competitive options to best suit your needs.
  • Fast, efficient claims service providing personal attention to every claim.