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Expat Insurance

In today’s global business environment, many organisations choose to deploy expatriate employees to help build and maintain a competitive edge in key markets. Our Expatriate Care Insurance gives comfort to organisations that employees and their families are well covered for a comprehensive range of medical expenses while they are seconded overseas.

Product Highlights

Tailored cover

We know that no two companies are the same. We offer a range of benefits and can tailor a package that suits the individual needs of the company and its employees.

Medical Expenses

Your employees have the comfort of knowing that their healthcare is well covered with medical expenses including in-patient & out-patient treatment costs, dental, maternity & childbirth, emergency transport as well as serious illnesses and operations.

Assistance always on hand

Your employees have access to medical advice over the phone 24-hours a day, 365-days a year. Advice is available in 26 different languages, with real time translation services for other languages and dialects.

Optional benefits

You can choose to add extra reassurance for you and your employees with optional covers including personal injury & sickness, political risk & natural disaster evacuation, as well as travel benefits for trips interstate or outside your employee’s country of assignment.

Health Protection: Cover for expenses associated with:

  • Medical care
  • Dental care
  • Pregnancy and childbirth
  • Continuing cover following repatriation
  • Repatriation of mortal remains

Additional benefits:

  • 24-hour emergency assistance
  • Emergency transport and accommodation
  • Home leave
  • Emergency return home
  • Trauma counselling
  • Financial planning

Typically, large organisations with a substantial expatriate workforce.

Expatriate Care Insurance from AIG gives you access to Travel Guard, AIG’s wholly-owned world-leading travel assistance service, with over 1,000 staff ready to assist when required.  Travel Guard provides fast, efficient claims service providing personal attention to every claim.

Doctors and nurses are on hand 24 hours a day, 365 days a year, to offer medical advice in 26 different languages, with real-time translation services for other languages.

Travel Guard’s global reach, teamed with exceptional service standards, and proven operational capabilities provide assurance that you and your employees will receive best-in-class care.

Our emergency assistance helpline is available for expatriates and their families for advice or direct assistance.

Emergency Assistance Helpline +64 9 359 1678 (reverse charge where available).