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Package Solutions for Small and Medium-Sized Businesses

Comprehensive protection for SME businesses that goes beyond insurance, helping our customers to reduce the chance of a loss, and recover faster should the unexpected occur. Our customisable packages include all the essential cover you’d expect – plus a lot more, so that you can focus on growing your business, confident in the knowledge that we’ve got your back.

A complete risk management solution

While many insurance companies offer SMEs a one-size fits all solution, we make your confidence our number one priority, tailoring a solution that meets the needs of your business.

Loss Control Engineering

Professional advice to help you reduce the risks faced by your business, and to mitigate the impact on your operations should a loss occur.

Exceptional claims handling

Our outstanding team of claims professionals will resolve your claim in a professional and efficient manner, getting you back up and running as quickly as possible.

We understand that the businesses of all sizes operate in the same challenging environment. Smaller operations are held to the same standards of management governance, employee welfare and liability as the largest, and often have to manage these risks with fewer resources and with less time to spare on concerns other than those of day-to-day business.

Package insurance from AIG takes the hassle out of purchasing insurance, ensuring that your business’s property and liability insurance needs are included under one policy.

We know how much every day counts for SME businesses, and our highly-skilled and specialised team of claims professionals will make sure you’re back on your feet as quickly as possible in the event of a claim.

Package insurance from AIG is a comprehensive multi-line insurance solution that can be tailored to meet the needs of your business.

Standard cover includes:

  • Material Damage
  • Business Interruption
  • Earthquake
  • General Liability
  • Statutory Liability
  • Employers Liability

Our Package insurance is designed to be a complete risk management solution for New Zealand businesses with sales or insurance asset values of NZ$10 million or less.

  • Shops, stores, kiosks, and retail outlets
  • Professional and financial offices
  • Surgeries, small health centres
  • Cafes, restaurants, and hotels
  • Technology, media, and entertainment
  • Engineers




  • Bespoke products, based on over 40 years’ experience working with New Zealand businesses, and over 95 years serving customers around the world. 
  • Local expertise backed by a worldwide network of highly-skilled insurance professionals serving customers in over 100 countries, giving you access to arguably the broadest insurance knowledge in the market.
  • Financial strength and stability from one of the world’s largest insurers, so you can be confident that we’ll be able to pay your claim, even after the largest of events.
  • Access to our highly-skilled and specialised team of claims professionals who will process your claim efficiently and professionally.

To obtain a quotation or find our more about our products and services please contact your insurance broker.