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Contractors Pollution Liability

Contractors are exposed to a wide variety of liabilities imposed by regulatory authorities and/or the contractual requirements of individual clients. What’s more, gradual pollution conditions may become evident long after a project is completed – leaving contractors and property owners suddenly liable many months or even years later.

AIG is a leading provider of Contractors Pollution Liability (CPL) coverage, designed exclusively to protect contractors, site owners and developers from losses arising from a sudden or gradual pollution release. CPL covers third-party bodily injury and property damage claims, as well as clean-up costs arising from pollution released due to covered operations.

Coverage is available worldwide and can be tailored to meet individual needs and unique insurance requirements. This cover may be purchased by property owners on behalf of contractors working on their site.

Our flexible Contractors’ Pollution Liability policy features:

  • Bodily injury and property damage, including pollution clean-up coverage.
  • On- and off-site clean-up coverage.
  • Legal defence coverage.
  • Contract-specific or blanket cover options.
  • Retroactive date at policy inception; prior acts coverage available if the insured has been continuously covered on a claims-made basis.
  • Occurrence-based policies providing ongoing cover for gradual pollution releases available.


We insure many types of consultants and contractors with pollution liability exposures, including:

  • Environmental consultants.
  • Site remediation/clean-up and demolition contractors.
  • Above and underground storage tank contractors.
  • Emergency clean-up contractors.
  • Asbestos and PCB contractors.
  • Maintenance contractors.
  • Electrical contractors.
  • General contractors.