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As they balance patient safety with limited resources, members of the healthcare industry face claims from a variety of sources, including shareholders, patients, and regulatory bodies. These claims often involve serious allegations and defending such can require millions of dollars in legal expenses alone.

We invest heavily in medical liability research globally to develop coverages that are more effective and affordable for healthcare sectors that frequently operate under severe liability pressure. We provide a variety of customisable products that address the distinct risks of our healthcare providers, whether for-profit or not-for-profit, publically traded or privately held.

Our underwriting, claims and loss control staff work together to provide a fast and responsive customer service experience, leveraging an array of expert resources to help healthcare providers to manage and minimise incidents and claims when they occur.

Products and Services for the Medical & Health Industry

Contractors Operations and Professional Services

Broad coverage for the pollution and professional liability exposures of full-service environmental consultants performing field operations and professional services.

Corporate Travel

24-hour assistance for employees while overseas on business, as well as protection for businesses for any financial loss caused by serious accidents, illness or delays in travel.

Environmental Impairment Liability

Flexible, comprehensive cover to address the environmental exposures and risks faced by businesses, including clean-up costs, third-party bodily injury and property damage, and legal costs.

Expat Insurance

Comprehensive protection providing peace of mind for expatriate employees and their families whilst on overseas assignments.

Group Personal Accident

AIG’s Group Personal Accident offers financial assistance for your business, your employees and their families in the event of an employee’s sickness, accidental injury, or even death.

Multinational Solutions

Conduct business across borders with confidence with AIG’s unmatched flexibility to provide either local or global policies incorporating special provisions or unique terms and conditions across a breadth of products.

PrivateEdge - Management Liability for SMEs

Comprehensive liability insurance designed to protect directors and managers of small to medium-sized New Zealand businesses against a broad range of risks, many of which are often overlooked by management.


A full-service risk management solution, including loss prevention engineering and comprehensive property insurance, with market-leading capacity of up to US$1.5 billion.

Contractors Pollution Liability

Contractors Pollution Liability insurance helps to protect contractors against pollution conditions arising from covered operations.


Tailored protection for energy and energy-related businesses for property damage, including boiler and machinery coverages, business interruption, and extra expense coverage.


Financial protection against the losses that may arise from gradual, sudden and accidental pollution releases. Comprehensive environmental insurance for your business operations in New Zealand or worldwide.

Gold Complete - Comprehensive Management Liability Insurance

New Zealand’s strongest, most comprehensive management insurance policy. Innovative, flexible cover that recognises the challenges of today, and the opportunities of tomorrow.


A truly global industry needs a truly global insurer. Comprehensive, flexible marine insurance that combines local knowledge with the expertise of our global network to ensure the best possible protection for goods in transit, as well as for the industry’s vital support services.

Package SME Solutions

Flexible multi-line insurance designed to give small and medium-sized New Zealand businesses the confidence of comprehensive, affordable protection.

Professional Indemnity Insurance

Cover for businesses or individuals against alleged breaches of their professional services.