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As they balance patient safety with limited resources, members of the healthcare industry face claims from a variety of sources, including shareholders, patients, and regulatory bodies. These claims often involve serious allegations and defending such can require millions of dollars in legal expenses alone.

We invest heavily in medical liability research globally to develop coverages that are more effective and affordable for healthcare sectors that frequently operate under severe liability pressure. We provide a variety of customisable products that address the distinct risks of our healthcare providers, whether for-profit or not-for-profit, publically traded or privately held.

Our underwriting, claims and loss control staff work together to provide a fast and responsive customer service experience, leveraging an array of expert resources to help healthcare providers to manage and minimise incidents and claims when they occur.

Products and Services for the Medical & Health Industry

Contractors Operations and Professional Services

Broad cover for environmental professionals. Includes cover for errors & omissions in environmental technical reporting and Contractors Pollution Liability cover for activities carried out on third party sites.

Corporate Travel

24-hour assistance for employees while overseas on business, as well as protection for businesses for any financial loss caused by serious accidents, illness or delays in travel.

Enviropro New Zealand

Broad operational coverage for business activities across New Zealand, designed for the New Zealand market. It features contracting operations, miscellaneous off-site activities and transportation as standard inclusions.

Gold Complete - Comprehensive Management Liability Insurance

New Zealand’s strongest, most comprehensive management insurance policy. Innovative, flexible cover that recognises the challenges of today, and the opportunities of tomorrow.

Marine

A truly global industry needs a truly global insurer. Comprehensive, flexible marine insurance that combines local knowledge with the expertise of our global network to ensure the best possible protection for goods in transit, as well as for the industry’s vital support services.

Package SME Solutions

Flexible multi-line insurance designed to give small and medium-sized New Zealand businesses the confidence of comprehensive, affordable protection.

PrivateEdge - Management Liability for SMEs

Comprehensive liability insurance designed to protect directors and managers of small to medium-sized New Zealand businesses against a broad range of risks, many of which are often overlooked by management.

Property

A full-service risk management solution, including loss prevention engineering and comprehensive property insurance, with market-leading capacity of up to US$1.5 billion.

Contractors Pollution Liability (CPL)

To cover environmental liabilities arising from a contractor's operations caused by the introduction of new pollution conditions or the exacerbation of existing pollution conditions. Policies can also be taken out by customers on behalf of contractors.

Energy

Tailored protection for energy and energy-related businesses for property damage, including boiler and machinery coverages, business interruption, and extra expense coverage.

Expat Insurance

Comprehensive protection for organisations, providing peace of mind that expatriate employees and their families are well-covered whilst on overseas assignments.

Group Personal Accident

Financial and other assistance for your business, your employees and their families in the event of an employee’s accidental injury or death. Our policies can also be extended to cover loss of income following injury or illness, and respond to a range of other medical events.

Multinational Solutions

Conduct business across borders with confidence with AIG’s unmatched flexibility to provide either local or global policies incorporating special provisions or unique terms and conditions across a breadth of products.

Pollution Legal Liability

A menu-driven policy designed to meet individual needs of complex customers across all industries. Coverage for pollution liability is available for site liability, miscellaneous contracting operations and transportation.

Professional Indemnity Insurance

Cover for businesses or individuals against alleged breaches of their professional services.

Solution for Costs and Expenses

AIG’s innovative insurance solution that ring-fences costs and expenses under a separate limit of indemnity, ensuring that defence costs can be paid should a charge prevent payments from the existing insurance limit.